Read my book - Practical Guide on Financial Planning

Some people sent questions to me, asking me for guidance. I sense that they are quite ignorant on financial matters, and do not seem to make the effort to learn the basic knowledge. They only expect other people to give them the answer. This is dangerous and unfair.

At the least, they should read my book, Practical Guide on Financial Planning. It gives them a good background to ask sensible questions. I hope that they will take this important step - before they send their questions to me.