Tuesday, November 2, 2010

Ask Mr. Tan in www.tankinlian.com

I have now written about 100 articles on insurance, investment and financial planning in the Ask Mr. Tan section of my website, www.tankinlian.com. You can access this section directly from the "Ask Mr. Tan" button on the top of the right frame of my blog. When you are at the website, you can search for an article easily by entering a keyword, such as "health insurance" in the Search tab to get all articles on this topic.

In the past, I post these articles in my blog but they quickly disappear from the top of my blog after a few days.
By putting them in the TKL website, they can be easily retrieved in the future, using the search function.

I am a regular user of this Search function. When someone ask me a question, it is easy for me to retrieve the article or FAQ using this search and give a link as a reply. But I want to encourage my readers to search for the article on their own, rather than give me the additional burden of making the search.

Monday, November 1, 2010

SM Goh & NTU Forum [3]

More comments about the NTU Forum can be found at General Election Portal

Rechargeable torchlight

Watch this video
The torchlight can be ordered here at $6.50 (Promotion: $20 for 4 pieces).

Managing personal risk

This article explains the importance of managing the risk of unemployment and inadequate savings for retirement and how to tell the difference between a good and bad life insurance policy. Read this article.

You can search for other FAQs and articles in www.tankinlian.com/ask.aspx or the link "Ask Mr Tan" on the right.

Buy financial planning book here.

Key tips for a new job entrant

When a graduate starts work for the first time, he or she is likely to be targeted by an insurance agent who will sell a life insurance policy to protect against the loss of future income. The life insurance policy is likely to give a poor yield for the future savings, and the protection need is not really necessary. But, it is easy for the job entrant to be misled by the well trained agent.

Read this article about the uncomfortable experience of a job entrant in being sold a policy that he does not really want, but find it difficult to say "no" to an agent who is his friend.

Read this article to find out about the insurance that you really need. And read this article about the importance of having personal savings that you are kept in flexible form - which you may need for a future emergency.

PDF Centric website - some views

14 people participated in the survey.

71% like the PDF centric website (www.tankinlian.com). They find it easy to search and read the information and to download the PDF for offline reading or sending by e-mail. 29% dislike it. They find it difficult to open the PDF on smartphones or Mac browsers.

77% replied that they find it easy to search for information on the PDF centric websites. 23% prefer to use the Google search.

A few people asked for direct links to the PDF rather than to search for it using the search function. My purpose is to get people familiar with visiting the "Latest" tab and using the "Search" tab. I do not want them to only refer to the specific PDF that is directly linked to my blog.

Buy High, Sell Low

Its your money and your responsibility.
Neither the Fed Chief, nor your advisor nor any guru nor blogger nor Jim Cramer.
You are the one who is going to be either going to live in comfortable retirement,
or eating cat food tacos.
http://www.ritholtz.com/blog/2010/10/investor-advisors-buy-high-sell-low/?

My view
Some consumers ask for my advice on whether it is the right time to buy or sell any stock or other investment. This is not a fair question to ask of me. Even if they pay a fee to the adviser, they will not get any good outcome. The investor should do their own homework and take their own punting decision - after all it is their own money.